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pegasi
Orange Belt
Joined: 24 Jan 2005
Posts: 155
Location: USA
Styles: Shotokan Karate, Taekwondo
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 Posted: Sun Apr 20, 2008 5:06 pm Post subject: prices outpacing income and what you do about it |
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I know this is a topic that's hitting hard in the US right now, and probably elsewhere too. My income isn't keeping pace with the rate at which the prices of everything else keep going up. I've been having to make adjust ments to cope among these:
-not going out hardly at all, even fast food restaurants
-using my motor scooter instead of my van whenever possible to save on gas
-cost cutting in the grocery department, however I can, buying sale items, and adjusting what I make to what's available cheapest that week, buying at the "scratch and dent" stores, buying bread at the outlet stores for 1/3 the cost of the grocery stores, stuff like that.
-scrapping cans or other junk metal I'd otherwise throw away to gain a few extra dollars.
Anyone else having to adjust their lifestyle to cope with the economic issues?
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what goes around, comes around |
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Patrick
KF Administrator
Joined: 01 May 2001
Posts: 14854
Location: Harbinger, NC, U.S.A.
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glockmeister
Green Belt
Joined: 16 Dec 2004
Posts: 465
Location: Pa
Styles: Haganah, Krav Maga, JKD, Kickboxing,BJJ, Judo
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| Posted: Mon Apr 21, 2008 6:55 am Post subject: |
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Also, consider working overtime when possible. I always did do most of my grocery shopping at thrift stores and don't always have to have the brand name stuff.
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"You know the best thing about pain? It let's you know you're not dead yet!" |
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bushido_man96
KF Sensei
Joined: 31 Mar 2006
Posts: 12964
Location: Hays, KS
Styles: Taekwondo,Hapkido, SCA Combat, and I research Medieval Combat
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| Posted: Mon Apr 21, 2008 8:25 am Post subject: |
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The toughest part is the gas prices. But, I have to drive, so I have to buy.
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Success is where preparation meets opportunity.
www.chiefswarpath.com |
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NewEnglands_KyoSa
Pre-Black Belt
Joined: 14 Jan 2008
Posts: 907
Location: New England
Styles: Moo Duk Kwan Tang Soo Do , Chinese Kempo
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| Posted: Mon Apr 21, 2008 8:27 am Post subject: |
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Gas is going to be the death of me.
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"Smile. Show everyone that today you're stronger than you were yesterday." |
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Rateh
Green Belt
Joined: 02 May 2005
Posts: 363
Location: USA
Styles: Chun Kuk Do, Omega MA, BJJ
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| Posted: Tue Apr 22, 2008 1:54 am Post subject: |
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I'm trying to find a new job, that pays better. I took the one I have now because I needed one when I moved to utah and knew I could get it. Also avoiding anything that isn't absolutly necessary (and of course letting my parents pay for my food since I live at home for the moment, though I originally planned on paying it for myself :p) I also found out that if I order my perscriptions by mail for 90 days instead of at the pharmacy for 30 days, I'll save 150 dollars a month. I also do odd jobs around the house, like cleaning out the fridge and organizing my moms scrap booking. If I could I'd do odd jobs at the dojo and pay less a month, but that isn't an option so I'll just keep my expencive habit.
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"Why do people think success is how high and fast you reach the top? Isn't it really how high and fast you bounce back when you hit the bottom?" |
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marmaduke
Yellow Belt
Joined: 22 Jun 2007
Posts: 57
Location: Cleveland, Ohio
Styles: Kwanmukan, Kajukenbo, Iaido
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| Posted: Tue Apr 22, 2008 5:46 am Post subject: |
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If you're on prescriptions, and you take the medicine once a day, ask your doctor if he'll give you a prescription for twice a day. Then your medicine will last for 2 months and you'll only pay half the amount for the year. I also told my doctor about my financial problems and he gave me 6 months of prescription samples for free.
One good thing, my son got his Black Belt December 16. since then, I haven't had to pay for his Karate lessons. as long as he puts in 11 hrs a month teaching time, he's free.
My wife also got a job at Wal-Mart. Now we have a 10% discount card on all our shopping there.
Might sound good, but its not. We still had to sign up for a debt consolidation agency. hopefully we can survive the next 5 years. And gasoline is killing us. We budgeted gasoline at $100 a month 2 month ago. that went out the window now with gas at $3.50/gal. |
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bushido_man96
KF Sensei
Joined: 31 Mar 2006
Posts: 12964
Location: Hays, KS
Styles: Taekwondo,Hapkido, SCA Combat, and I research Medieval Combat
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| Posted: Tue Apr 22, 2008 1:17 pm Post subject: |
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We bought a new propane BBQ grill, and are doing a lot of cooking on it outside. That way, we don't have to fire up the oven in the house. We'll see if that helps some.
We also try not to eat out as much as we did. That should help us to save some cash.
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Success is where preparation meets opportunity.
www.chiefswarpath.com |
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white owl
Orange Belt
Joined: 29 Dec 2007
Posts: 244
Location: Pittsburgh PA
Styles: shotokan
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| Posted: Thu Apr 24, 2008 9:48 pm Post subject: |
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| Gas price are killing my family to I just told my sensei today that I might have to cute back on karate. I have to drive 25 min. to karate and then 25 min. back Four days a week and now my son is playing baseball on top of that. but to do any thing even go to the store, where we live at you have to drive. there is no choice, we just have to pay. |
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bigpopparob2000
Yellow Belt
Joined: 23 Jun 2003
Posts: 65
Location: Georgia
Styles: Tae Kwon Do
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| Posted: Sun Apr 27, 2008 12:22 am Post subject: |
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| glockmeister wrote: |
| Also, consider working overtime when possible. I always did do most of my grocery shopping at thrift stores and don't always have to have the brand name stuff. |
Just so you know, the store brands are very underated. A lot of the time, the store brands come out of the same vats as the brand named items. Think about it, Publix doesn't have a ketchup factory. You can save a good bit off your grocieries if you purchase store brands. |
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on the post.
Focus on ways that you are saving money to cope with financial issues, assuming you are having them.
