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MAD Mike
Yellow Belt
Joined: 10 Aug 2020
Posts: 32
Location: Hidalgo County
Styles: Yondan Concentration, Yuk dan, or Pal dan
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 Posted: Tue Aug 11, 2020 4:05 pm Post subject: Liability Insurance |
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Anyone else carry it??
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DWx
Black Belt
Joined: 17 Jan 2007
Posts: 6455
Location: UK
Styles: Tae Kwon Do & Yang family Tai Chi
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| Posted: Thu Aug 13, 2020 3:21 pm Post subject: |
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Not sure what it's like in your area, but over here instructors must have liability insurance to teach.
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"Everything has its beauty, but not everyone sees it." ~ Confucius |
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sensei8
KF Sensei
Joined: 23 Feb 2008
Posts: 16427
Location: Las Vegas, NV
Styles: Shindokan Saitou-ryu [Shuri-te/Okinawa-te based]
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| Posted: Thu Aug 13, 2020 4:23 pm Post subject: |
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Yes. I've carried liability insurance for as long as I can remember; have to protect my students as well as my business.
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**Proof is on the floor!!! |
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MAD Mike
Yellow Belt
Joined: 10 Aug 2020
Posts: 32
Location: Hidalgo County
Styles: Yondan Concentration, Yuk dan, or Pal dan
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| Posted: Thu Aug 13, 2020 10:43 pm Post subject: |
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I just switched from Accidental Death and Dismemberment as a personal policy..
Goes with the job....
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Spartacus Maximus
Black Belt
Joined: 01 Jun 2014
Posts: 1902
Styles: Shorin ryu
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| Posted: Wed Aug 19, 2020 6:42 am Post subject: |
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Generally speaking one can never have too much insurance because each policy available to buy has limitations. As an instructor, it is a wise choice to make sure the training space is covered in case of sudden accidents or damage. On the personal level, the types of insurance must cover the maximum and match the kind of activity one chooses to engage in.
Personally, in addition to a general health insurance system with good coverage, like all dojo members we all have a special insurance tailored for extreme sports(dangerous/high risk). |
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on the post.
